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So looking for a company that offers bad credit auto loans is important for someone with flawed credit. Always research the company you are using to finance your auto loan carefully. Your auto loan rates are determined by the co-signer's financial history since they are also responsible for the loan. Before you apply for an auto loan, get a copy of your credit report to find out what surprises may be lurking in it. The rules that apply for normal auto loans with bad credit still apply, of course. Making timely payments on a sub prime auto loan can be the first step in revitalizing a poor credit record. Check with your usual bank for a new auto loan first, as they may have better interest rates for those who are already established customers, or who carry all their savings, checking's and loan accounts through one bank. emergency military loan bad credit car loan portland or education loan forgiveness non repayable loans take over car payment car loans