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The National Center for Education Statistics projected enrollment in K-12 schools nationally to increase 4 percent between 2004 and 2005 in Texas the NCES predicts an 11% increase in student enrollment by 2013 (NCES, 2004). The continued growth will increase the need for additional classroom space construction, textbooks, instructional materials, classroom computers, and qualified teachers. Growth of Distance Education The growth in distance learning and Internet based education is changing the face of traditional education (Jones, 2002). Nationally, traditional instructional delivery is changing from being teacher centered to student centered. The student-centered instructional approach provides an environment that is conducive to Distance Education. us government student loans guaranteed bad credit personal loans loan officer referral in scandinavia countries cash advance loan with savings account visa student loans