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But with a discharge, the owners will not be able to keep their house or remain living there for very long, as the bank will receive the collateral back as a result of the loan being eliminated. So there must be other reasons for owners to consider this tactic, since it does not actually save the house. The main benefit of doing this is that homeowners are able to stop foreclosure from moving any further along in the legal process, meaning no more court documents, lawsuit paperwork, sheriff sale dates, or eviction hearings. Even if the borrowers move out of their house before the foreclosure process is completed, the courts will still move ahead with the necessary procedures to sell the house to satisfy the mortgage lien. no fax pay pay loans texas mortgage loan and savings mortgage loan calc personal loans for military forgiving student loans