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RIP-OFF loan companies are demanding upfront "arrangement" fees from families desperate for cash, a Sunday Mirror investigation reveals. Hard-up Britons are being charged between pounds 30 and pounds 60 to set up personal loans to pay soaring bills. And worse, in many cases they are turned down for loans but cannot get their money back. Our investigation shows loan firms are cashing in on the credit crunch by targeting low-income families with poor credit ratings who can't get cash from high street banks. Last night campaigners called for industry watchdogs to stamp out the practice. Most Popular 10 Jobs That Pay $30 An Hour 5 Regular Mistakes In Public Speaking 13 Job Interview Mistakes To Avoid 3 Questions No Job Seeker Ever Wants To Be Asked? 7 Free Work At Home Jobs Citizens' Advice policy expert Alex MacDermott said: "There are firms out there charging an upfront fee to arrange a loan when quite often all they do is give people a phone number of a firm". personal cash loan trailer loans find investment loans in missouri intitle:expired domains inurl:loans second mortgage land loans