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I've had the opportunity to do quite a bit of traveling lately and I recently took a business trip to Toronto. It seemed like a very lovely city from what I saw from the cab ride and the windows in my hotel room. Don't you just love business trips?Anyway, I learned two very valuable lessons while in Toronto. The first thing I learned was that there are a lot of refugees from Somalia in Toronto. My cab driver to the hotel was from Somalia and when asked about his home he didn't seem too eager to talk about it. I took the hint. The next thing I learned is that when doing your bodyweight workout in your hotel room in the morning you should catch your breath before answering the door to tell housekeeping to go away. repayment of standford loans no credit check auto loan franchise business loans loan origination