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Lenders have a duty of care to make this insurance affordable and easily accessible. His call is in response to predictions from the Council of Mortgage Lenders that 45,000 homes will be repossessed in 2008. Last week the CML announced there were 18,900 repossessions in the six months up to June this year, up from 12,800 in the same period last year. The number of mortgage holders with arrears of three months of more up to June 08 was 155,600, up by nearly a third on the 07 figure of 120,800. It is this steep rise that has yet again, prompted Burgess to urge lenders to cut the profits they make on PPI policies and do something tangible to help protect customers' homes. He comments: "Lenders have been lambasted from all sides, the Financial Services Authority has accused them of treating customers unfairly and not helping people through their difficulties and the Citizens Advice Bureau accused them of aggressive behaviour and using court action as a first rather than last resort. high risk loan statistics calculate monthly interest on loan garenteed bike loans calculators car loans rates