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International organizations range from the inter state body created by multilateral treaty or convention with potential and openings for universal membership and a very broad range of interests, such as the United Nations, to the specialized agencies of the UN with potential and openings for universal membership but with a narrow focus (e.g., the FAO, the IBRD and the UNESCO), to organizations with select or closed membership but relatively wide interests to agencies which are restricted both as to membership and as to subject matter (e.g., the international river commissions), to organizations which are composed entirely of non-governmental entities (NGOs). The first distinction of relevance for the present purpose is that between public international organizations and private international organizations. car hampshire loan new title immediate loan on 2007 tax refund freehold savings and loan personal loans unemployed unsecured cheap personal loans