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58%. Another option borrowers will have to consider is moving their entire loan to a different lender, however as all the 125% mortgages were withdrawn from the market recently there is only limited choice. As well as this concern, moving the unsecured loan to a cheaper provider on the market would see a large increase in monthly repayments as the loan would need to be repaid in a shorter term. A Northern Rock spokesman said: "You may wish to arrange a new mortgage deal to avoid paying more than you need to. To arrange a new mortgage deal, we suggest you contact an Independent Financial Advisor who may have access to a wide range of new deals available in the market." Katie Tucker, a Charcol.co.uk spokeswoman, said: "I don’t see how not offering these borrowers a roll-off package equates to treating customers fairly.“ She added: “With house prices cooling, some borrowers who took out 100 per cent-plus mortgages are in danger of sliding into negative equity - when they come to remortgage, they will have a tough time finding another 100 per cent-plus loan.” “With affordable 95 per cent loan-to-value (LTV) mortgages also becoming less common, there are even fewer options. cheap boat loans california 499 consolidate nonfederal student loan loan qualification calculator downloads 500 personal faxless loan aes student loan center