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Despite reporting a 9. 5% rise in turnover for the second quarter of 2003 to $4. 72 billion, Abbott Laboratories saw its net earnings slump 58. 4% to $246. 6 million because of a settlement of civil and criminal investigations into the marketing practices of its nutritional division, Ross Products. Excluding one-time charges, Abbott says its net income for the reporting period rose 6. 3% to $820 million and notes that sales were favorably impacted 3. 7% due to exchange rates. Related Results Local Focus.(Business) Active pharmaceutical ingredient watch.(Markets: Life Sciences).(pharmaceuti... no money down mortgage loans direct loans school ed loan repayment in michigan help paying student loans mortgage refinance consolidate loan